Business Insurance

As locals, we know your needs and speak your language

Running a business can be rewarding but it is also not for the fainthearted. To be successful you have to put in a lot of time and be expert at what ever you do.

Insurance is exactly the same. It is not for amateurs, but you also need someone you can talk to and have a good relationship with.

We have the experience to understand and deal with all the risk and insurance issues in your business so you can get on with doing what makes you money. What’s more, we also promise that you will enjoy the process.

Because we work and live on the Mid North Coast we have a special understanding of the important risks facing businesses in our area.  We know your particular needs and speak your language.

The process of improving from where you are now begins with a risk assessment audit and it covers every aspect of your business:

• Do you know exactly what you are covered for and probably more importantly what you are not covered for?
• Are you paying to insure against risks that could be better managed in other ways?
• Is your protection in line with current legislative requirements?
• Are you over insuring or duplicating your cover?
• Are you under insuring and risking a nasty financial shock if the worse does happen?
• New insurance products are coming on to the market all the time. Are you sure that the cover you have is the most appropriate and best value solution available right now?
• Is someone on the job making sure your cover will always fit the changing circumstances of your business?
• How can you see risk problems coming and keep ahead of them? 

Our expertise includes every aspect of business insurance:

• Tailored packages for businesses – large and small
• Public Liability
• Professional Indemnity
• Directors & Officers
• Contractors Plant & Equipment
• Commercial Motor
• Truck
• Marine – Commercial or Pleasure Craft
• Transit
• Farm
• Strata – Commercial or Residential
• Property – Commercial or Residential
• Trade Credit
• Home Owners Warranty
• CTP Greenslips

What ever your business needs we will help you to manage your risk and keep you properly covered at all times so the financial and emotional investment you have in your business is secure.

Call us now on 1300 799 422 or email oxley@oib.com.au to talk to one of our local brokers and get our perspective on any insurance or risk issue you may have.